Where to Start When You Want to Buy A House
Through my experience as a Realtor, I've noticed how many people over-complicate the home buying process. The jump from renting to buying can seem daunting, and most people aren't sure where to start.
My business aims to simplify that process, and show house hunters everywhere that this does not need to be a stressful decision. Here are the first three things to do when you want to buy a house.
1. Talk to a Realtor
Find someone you trust and who appears to have great communication and organizational skills. You can tell a lot about the effectiveness of an agent from your initial inquiry call or email. A quick response is what you will want from a Realtor when a house comes on the market and you have to see it the first day.
2. Talk to a Lender
Once you speak with your Realtor, they will put you in contact with a lender. With a quick, ten minute conversation, the lender will listen to your income and debts and give you an idea of a comfortable price range. After that, they will confirm this number by running your credit and discussing possible loan options. They can also give you advice on how to build credit and save for your purchase, so speaking with a Realtor and Lender now, even if you are a year away from buying, is a great idea.
3. House Hunt
Once the lender tells you a comfortable price range and informs you of all of the loan options, you are free to house hunt with your Realtor! Your agent will start sending you listings that match what you are looking for and they will guide you through the rest of the buying process.
Home buying is not as daunting as it may seem. A conversation with a good Realtor will ease your mind and get you prepared for one of the most exciting steps in your life. If you are in the Triangle area of North Carolina, I'd love to be your Realtor. If not, ask me for a recommendation of who you should work with.
*If you read this article and are ready to start looking for your next home, send me a message below and I'll give you $500 towards your closing costs!